Easy Financing in Durango, Cortez and Pagosa Springs, CO

At A Smile by Design, Dr. Phillis believes every patient deserves access to high-quality orthodontic care. Whether you’re considering braces or clear aligners, we offer flexible financing options designed to make treatment affordable and stress-free.

Our team will review the cost of your personalized treatment plan and discuss payment options with you so you can choose the solution that best fits your budget.

What Flexible Payment Options Do You Offer?

We provide several ways to pay so you can select the option that works best for your family:

• Down payments starting as low as $500
• Monthly payments as low as $100
• Flexible in-office payment plans with terms tailored to your needs
• Payment by most major credit cards
• CareCredit financing options
• Full payment options for patients who prefer to pay upfront

Dr. Phillis and our team work closely with each patient to make orthodontic care accessible while maintaining the highest standard of treatment.

What’s Included in Your Orthodontic Treatment Fee

Your investment covers the essential components of comprehensive orthodontic care at A Smile by Design, including:

• Diagnostic records such as X-rays, photos, and digital scans
• A customized orthodontic treatment plan designed by Dr. Phillis
• All active treatment visits throughout your orthodontic care
• Orthodontic appliances and adjustments required during treatment
• Emergency visits related to braces or orthodontic appliances
• One set of retainers after treatment is complete
• Final evaluation with Dr. Phillis to confirm successful results

Our goal is to provide complete care from the beginning of treatment through your final smile.

What Isn’t Included

While orthodontic treatment covers many aspects of care, some services fall outside of standard orthodontic treatment fees:

• Replacement retainers if lost or damaged
• Dental procedures performed by your general dentist, such as cleanings or fillings
• Oral surgery or other specialty procedures performed by outside providers
• Any new changes in the treatment plan due to trauma or poor appliance care
• Costs associated with changes to insurance coverage during active treatment

If any of these situations occur, Dr. Phillis and our team will review the details and discuss any potential costs with you before proceeding.

Are Monthly Payment Plans Available for Braces and Invisalign?

Yes. Many patients choose to spread the cost of treatment into convenient monthly payments. During your consultation, Dr. Phillis and our team will review available payment plans and help you select an option that fits comfortably within your budget.

How Does Orthodontic Insurance Work?

We accept direct payment from most insurance providers and are happy to help you maximize your benefits. While we are not in-network with specific plans, we accept most insurance options except Medicaid, CHP, and CHP+.

Many dental insurance plans include orthodontic benefits that help reduce the cost of treatment. These benefits are often structured as a lifetime orthodontic allowance separate from regular dental coverage.

Our team helps simplify the process by:

• Verifying your orthodontic benefits before treatment begins
• Explaining how your plan applies to your treatment
• Filing insurance claims on your behalf

If your insurance coverage changes during treatment, any remaining balance becomes the patient’s responsibility.

Can Your Team Help Me Understand My Coverage?

Absolutely. Insurance policies can be confusing, but you do not have to navigate them alone. Dr. Phillis and our knowledgeable team will review your coverage, explain your benefits clearly, and help you maximize any orthodontic insurance available to you or your child.